Running an NBFC is a legally intensive business. Every stage — registration, fundraising, lending, collections, securitization, takeovers, RBI inspections, customer disputes — involves deep interaction with the RBI Act, Companies Act, SARFAESI, IBC, NI Act, consumer laws, FEMA, PMLA, and a rapidly evolving body of digital lending and consumer protection jurisprudence. A single mis-drafted clause, a weak recovery notice, or a delayed regulatory response can turn a routine matter into a serious risk.
NBFC boards, CEOs, General Counsels, and compliance heads increasingly need specialist legal support that combines financial-sector regulation with litigation, M&A, contract, and dispute resolution expertise. Generic corporate legal teams often struggle with the nuance — how RBI scrutiny interacts with SARFAESI enforcement, how IBC applicability shapes recovery, or how digital lending rules reshape LSP contracts.
We provide end-to-end legal support for NBFCs — including regulatory advisory, contract drafting, SARFAESI enforcement, IBC actions, consumer and cheque bounce litigation, RBI inspection responses, M&A and takeover legal support, and representation before courts, tribunals, and appellate forums.
Day-to-day advisory on RBI Master Directions, SBR, digital lending, and compliance issues.
Loan agreements, guarantees, security, LSP, co-lending, and vendor contracts for NBFCs.
Issuance of Section 13(2) / 13(4) notices, possession, auction, and DRT proceedings.
Section 7 / 9 petitions, CoC representation, resolution & liquidation support under IBC.
Section 138 NI Act proceedings, recovery suits, and enforcement of arbitration awards.
Structured responses to SCNs, inspection reports, compounding, and supervisory action.
SPAs, SHAs, diligence, RBI & FEMA approvals, and closing mechanics for NBFC deals.
Consumer forum disputes, ombudsman matters, and emerging DPDP / data privacy litigation.
Enforcement of security interest under SARFAESI for housing, LAP, SME, and corporate loans.
Initiation of CIRP under Section 7, participation in CoC, and voting on resolution plans.
Recovery suits, summary suits under Order 37 CPC, and defence of commercial claims.
Filing and defence of cheque dishonour complaints for EMIs and lump-sum repayments.
Defence of complaints on pricing, disclosures, recovery practices, and service quality.
Contractual arbitration, ad hoc and institutional, and enforcement of awards under ACA, 1996.
Writs before High Courts, including challenges to RBI / appellate / tax orders, where warranted.
SCN responses, compounding, ombudsman proceedings, and regulator representations.
SARFAESI actions, securitization appeals, and recovery proceedings before DRT & DRAT.
IBC petitions, CIRP, liquidation, company law matters, and appeals before NCLAT.
Writ petitions, appeals against tribunal orders, and commercial disputes before High Courts.
SLPs, transfer petitions, and strategic representation before the Supreme Court of India.
Consumer complaints, revisions, and appeals under the Consumer Protection Act, 2019.
Section 138 NI Act cases, economic offence proceedings, and related criminal matters.
Ad hoc arbitrations and institutional proceedings before MCIA, DIAC, ICA and similar bodies.
Representations before RBI, Ministry of Finance, Ombudsman, and appellate authorities.
Map the current legal and regulatory landscape, pending matters, and key exposures.
Design NBFC-specific legal playbooks, templates, SOPs, and escalation matrices.
Run SARFAESI, IBC, NI Act, consumer, and regulatory matters with clear timelines.
Support board, audit committee, and risk committee on legal and regulatory dashboards.
Advisory on deals, fundraising, restructuring, and crisis events as a trusted legal partner.
Partner with our experts for integrated NBFC legal support — regulatory advisory, contracts, SARFAESI / IBC / NI Act enforcement, M&A, and representation across forums, all under one roof.
Talk to an Expert