Microfinance is at the heart of India’s financial inclusion story — bringing credit, savings, and insurance to millions of low-income households, small entrepreneurs, and rural borrowers who sit outside the reach of mainstream banking. For promoters and social entrepreneurs, setting up a microfinance company is a meaningful way to combine impact and returns, while building a regulated, scalable lending business.

In India, microfinance activity can be carried out either as an NBFC-MFI registered with the Reserve Bank of India or as a not-for-profit Section 8 Microfinance Company. The two structures have very different capital, regulatory, and operating implications — choosing the right route is the most important early decision for any microfinance promoter.

We offer end-to-end advisory for microfinance company registration — from selecting the right structure, incorporating the entity, and structuring Net Owned Funds (for NBFC-MFI), to preparing policies, filing applications, and setting up the compliance backbone — so you launch a microfinance business that is regulator-ready from day one.